Bloomfield Hills Schools
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2026 403(b) Information - 403(b) Meaningful Notice/Plan Information Brochure (MN) and Annual Retirement Benefits Guide (ARBG)
2026 403(b) Information - 403(b) Meaningful Notice/Plan Information Brochure (MN) and Annual Retirement Benefits Guide (ARBG)
![Retirement Stock Image]([{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_1/v1769008949/bloomfieldhills/jvbyto08kh2x8eailwij/RetirementStockImage.jpg","width":256},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_2/v1769008949/bloomfieldhills/jvbyto08kh2x8eailwij/RetirementStockImage.jpg","width":512},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_3/v1769008949/bloomfieldhills/jvbyto08kh2x8eailwij/RetirementStockImage.jpg","width":800},{"url":"https://resources.finalsite.net/images/f_auto,q_auto,t_image_size_4/v1769008949/bloomfieldhills/jvbyto08kh2x8eailwij/RetirementStockImage.jpg","width":1200},{"url":"https://resources.finalsite.net/images/f_auto,q_auto/v1769008949/bloomfieldhills/jvbyto08kh2x8eailwij/RetirementStockImage.jpg","width":1254}])
What Is Universal Availability/
IRS regulations state that, "The 403(b) universal availability requirement provides that all employees must be given the opportunity to have elective deferrals contributed on their behalf if any employee is given the opportunity to make elective deferrals.
This information is al available on the BHS website under Staff Forms and Information > Human Resources > Benefits